Residential and Homeowner Claims

If you have homeowner’s insurance in New York, your insurance policy likely has language providing that the home be a “residence premises” of the insured. In recent years, insurance companies have seized on this language to try to avoid paying claims. But in fact, the law is much less straightforward than the insurance company may want you to believe.

We have successfully prosecuted these and many other claims in which insurance companies have denied claims on the basis of a “residence premises” clause. If you have received a denial on this basis or believe the insurance company is investigating your claim to set up such a denial, give us a call today.